Ellen Chang

I'm a freelance journalist who writes about energy, business and personal finance. Follow me on Twitter @ellenychang.

Recent Articles By The Author

Why Going to Urgent Care Is Better Than the ER

Why Going to Urgent Care Is Better Than the ER

For a sore throat or a minor scrape, going to an urgent care will save you time and money.

Can You Skip a Car or Mortgage Payment?

Can You Skip a Car or Mortgage Payment?

Negotiating with the lender at the first sign of trouble could help consumers receive a reprieve.

Alternatives to Buying COBRA Insurance

Alternatives to Buying COBRA Insurance

Most healthy employees do not need the extensive coverage that COBRA provides and should simply buy insurance from the marketplace.

Retirement Savers Should Resist the Bitcoin Lure

Retirement Savers Should Resist the Bitcoin Lure

The problem with owning bitcoin, especially as part of a retirement portfolio, is that it is not a long-term investment.

How Millennials Can Boost Their Credit Score

How Millennials Can Boost Their Credit Score

Consumers can easily boost their credit scores by paying their bills on time each month.